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您當前的位置/Your current location:首頁/Home » 新聞/News » 中國年輕人更注重事業發展而不是儲蓄退休金
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中國年輕人更注重事業發展而不是儲蓄退休金
發布時間/Release time:2014-08-13        瀏覽次數/Views:316        返回列表/Backlist
 中國年輕人更注重事業發展而不是儲蓄退休金
中國,2014年8月5日

AEGON公布了“2014年全球人壽對于中國退休準備調查”的結果。報告強調,許多中國人對自己的退休生活抱有很高的期望,但對于準備退休金顯然十分缺乏。
與此同時發表的還有“中國保險中心與清華經濟管理學院(SEM)報告”,海康人壽的報告顯示,80%的受訪者明白他們對自己的退休收入的個人責任。
這是一個很大的進步。直到最近,許多已接近退休年齡中國人堅信,政府或雇主應為他們的退休做準備。
出生于上世紀70年代或80年代的年輕和中年人,在他們的期望和退休的認識,以及他們對待它的態度方面排名較低。他們對于理解財務問題、退休計劃缺乏以及儲蓄不足等方面還表現出較弱的認知能力。(中國進出口網
報告的作者,來自清華大學經濟管理學院的陳教授說:“年齡越高,退休準備越充分。他們和那些年齡超過55歲相比,25?55歲年齡組的退休準備不足。約53%的受訪者表示,他們不經常存錢為自己的退休生活做準備 - 這一比例顯然高于年輕人和中年人的準備比例”

Young Chinese prioritize career development over retirement saving
China, August 5, 2014
QQ截圖20140813155155
Aegon has published the results of its 2014 Aegon Retirement Readiness Survey for China. The report highlights that many Chinese have high expectations for their retirement, but preparations for retirement aren't in line.
Published together with the China Center for Insurance and the Tsinghua School of Economics (SEM) and Management, AEGON-CNOOC's report showed that 80% of respondents were aware of their personal responsibility toward their retirement income.
This is a considerable step forward. Until very recently, many Chinese people nearing retirement age firmly believed that the government or employers should provide for them in their old age.
Young and middle-aged adults born in the 1970s or 1980s, ranked low in terms of their expectations and awareness of retirement, as well as their attitudes towards it. They also showed a weaker capability for understanding financial issues, an absence of sound plans for retirement and insufficient savings. (More Information Please Visit http://www.chinainout.com
The author of the report, Professor Chen Bingzheng, from Tsinghua SEM said: "The higher the age, the better prepared they are for retirement. Compared with those aged over 55, the 25-55 age group are less prepared. Around 53% of respondents indicated that they don't regularly save money for their retirement – a number that is significantly higher for young and middle-aged adults."

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